*$95 bundle w/ Deed transfer order
Starting March 1, 2026, title companies, settlement agents, and estate planning professionals must file FinCEN Real Estate Reports for qualifying non-financed residential transactions involving legal entities and trusts, with or without consideration. We handle the complexity so you can focus on your clients.
Place OrderComplete operational compliance support to handle the burden for you
Name, DOB, address, citizenship, and taxpayer ID
Automatically identify and track transactions requiring reporting
5-year record retention support and audit trail
Transferee entity and trust documentation
Filing to FinCEN's system
From transaction identification to filing and record maintenance
Understanding which files are in scope is the first step to building a reliable compliance workflow
We help you flag files that meet FinCEN's reporting criteria — entity or trust buyers in non-financed transactions — so nothing slips through the cracks.
50FinCEN manages the collection of all required information — names, dates of birth, addresses, citizenship, and taxpayer identification numbers — directly from beneficial owners, entities, and their representatives.
We compile the data, verify completeness, and file the required RRE Report to FinCEN — on time, every time.
50FinCEN provides structured documentation and supports the 5-year record retention requirement, giving you a clean audit trail for every reportable transaction.
FinCEN takes reporting obligations seriously. Reporting persons that fail to file — or file incomplete reports — face escalating consequences:
Penalties apply per transaction. For a title company, settlement agent or trust attorney who handles dozens of FinCEN reportable transactions per month, exposure adds up fast. 50FinCEN's service is designed to prevent the operational gaps that lead to missed filings.
Purpose-built for title companies, settlement agents, and estate planning professionals who need reliable compliance support.
Not a bolt-on feature. Our FinCEN compliance offering is designed specifically for your workflows — whether you're closing transactions or managing trusts.
We handle the sensitive outreach to beneficial owners and trustees, so your team stays focused on clients and closings.
Every report is reviewed for completeness before submission to FinCEN's BSA E-Filing system. We verify all 111 data fields are complete.
You get responsive communication from a team that understands real estate closings and trust administration — not a chatbot.
We have simple easy to deploy API service to integrate seamlessly into your workflow.
We assume the operational burden so you can focus on serving your clients and meeting their deadlines with confidence.
The new reporting requirement takes effect March 1, 2026. It applies to qualifying transactions occurring on or after that date. Transactions with no consideration are also reportable unless it's exempted.
Reports must be filed by the last day of the month following the closing, or 30 calendar days after closing — whichever is later. 50FinCEN's workflow is designed to keep you ahead of these deadlines.
Yes. It applies to non-financed transactions including transactions with no consideration. Transactions with a traditional mortgage are generally not in scope. Transactions with no consideration from individual to their own revocable trust are generally not in scope either.
No. Purchases by natural persons (individual buyers) are exempt. The rule targets transfers to legal entities and trusts.
FinCEN uses a priority cascade to determine responsibility. The reporting obligation generally applies to non-financed residential transfers involving legal entities (LLCs, corporations, partnerships) or trusts as buyers.
Incomplete or late filings can result in civil penalties starting at approximately $1,400 per violation, up to $111,308 for negligent patterns. Willful violations carry penalties up to $250,000 and up to 5 years imprisonment. We recommend consulting legal counsel for interpretation specifics.
Yes. 50FinCEN's service includes filing the RRE Report to FinCEN. We handle data compilation, completeness verification, and submission. Your team maintains oversight of the process.
Click on Client Portal button to place order. We also have API that can integrate with your existing workflow.
Don't wait for reportable files to hit your desk. Get your compliance workflow in place now.
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